Business Auto Insurance

On any given day you’re likely to have employees on the road either driving a company vehicle or their own vehicle. Either way, you’ll need to make sure your business is protected finically from an auto related loss.

What you need to know about business auto insurance

Business auto insurance provides for Bodily Injury liability and Property Damage the policyholder causes to someone else when operating a company automobile. Medical payments or Personal Injury Protection (PIP) for treatment of injuries to the driver and passengers of the policyholder’s car are also covered. Additional coverages available include Underinsured and Uninsured Motorists coverage, Physical Damage, Rental and Towing.

Hired/Non-Owned Auto Liability – An Important Coverage Not to be Overlooked

This particular coverage provides a company with business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired) or a non-owned vehicle (employee using their own vehicle on company business). This coverage is inexpensive and should be added to the business auto policy, or in some cases added to a general liability policy if a business auto policy doesn’t exist.

Every business is unique – talk to us today to find out how to get the best commercial auto insurance service price and value.