E A Stevens Company Inc

389 Main Street
Malden, MA 02148

Phone: 781-322-2324

152C South Main Street
Middleton, MA 01949

Phone: 978-774-6126

How Much Life Insurance is Enough

Life insurance is a crucial step in planning for your future. Not only can life insurance fulfill promises made to your family if you are no longer around, there are several life insurance policies that provide benefits while you are living.

How much life insurance is right for you?

Our team understands the life insurance needs of our customers.

As a “Rule of thumb” it is suggested that an individual purchase an amount of life insurance equal to 7 to 10 times their annual earnings. However, many factors should be taken into account when determining the right amount of life insurance for you and your family.

Important factors include:

Calculating the correct amount of life insurance to buy is not as simple as it appears. We recommend contacting us for help determining the right amount of coverage. As independent agents, we are unbiased advisors that will help you avoid buying too much, show you appropriate optional coverages for your needs and recommend a company that will best serve your interests.

How do I know if I need life insurance?

Generally, you should consider life insurance if:

There are benefits of life insurance other than providing for your loved ones in case something happens to you:

The right coverage for you is unique – talk to us today to find out how to protect your family and your future with the right life insurance for you.

Get a Quote

Get a quick comparative quote using our online form or call us at 781-322-2324.

Get a Quote Online Call 781-322-2324

Featured Carriers

We’re proud to feature several fine insurance companies, including Safeco, Andover Companies, The Hartford, Encompass, Travelers, CNA, Central Mutual, Acadia, Safety, Philadelphia, Chartis, Peerless, Quincy Mutual, Zurich, Foremost and many more!