We’re happy to announce we have combined both our Middleton and Malden offices into one newly renovated, state-of-the-art facility located at 205 S. Main Street in Middleton.
With our technology upgrades and all of our staff under one roof, we are eager to top our already spectacular service!
Please stop by and visit us!

Our Team

Meet your local insurance experts.

Outstanding service starts with an outstanding team. Meet the professionals behind E. A. Stevens Company Inc.


ThomasTom Cares, CIC

Principal/President

Tom has been with the agency since 1993. He graduated from Salem State College with a Bachelor of Science in Business Management with a concentration in Finance and a minor in Economics. After graduation, he worked in the Mutual Fund industry for a few years before entering the insurance industry. He is a licensed, independent insurance agent with 29 years of experience and currently holds a Certified Insurance Counselor designation. Tom started in sales at E.A. Stevens selling both personal and commercial insurance and now as one of the owners, he not only sells but changes the light bulbs! Part of owning a small business. He loves the business and helping to educate and protect clients. In addition to spending time with his nephews, nieces and great-nephews and nieces, he loves the outdoors. Biking, boating, golf, and skiing to name a few!


KellyKelly Watrous, CPCU, CIC

Principal/Vice President

Kelly is one of the agency owners and has been with E.A. Stevens since 2004. She graduated from the University of Vermont with a Bachelor of Science, Business Administration degree in 1997. After graduation, she worked in the advertising and marketing field for 7 years in Boston and San Francisco. In 2004 she joined the agency as a Commercial Account Manager working under her father and prior President, Mike Clifford. Kelly is a licensed P&C, Life and Health agent, holds both the Chartered Property Casualty Underwriter and Certified Insurance Counselor designations and has over 18 years in the business. She really enjoys working with clients in an ever-changing industry to ensure their assets are always protected. Kelly resides in Middleton with her husband Chris, two children Catherine and Chase, and two fur friends Lucy and Callie! She spends all of her personal time at her kids sporting events, on the slopes, or up at their lake house in NH!


MichelleMichelle Faria

Operations Manager

Michelle joined E.A. Stevens in May of 2017 as the Operations Manager overseeing the day-to-day operations of the agency. Her primary responsibilities include Accounting, Human Resources and IT. She graduated from the University of Massachusetts with a Bachelor of Science in Business Administration degree with a concentration in Accounting. Michelle also obtained a Master’s degree in Business Administration from Rivier University. Michelle has over 30 years of accounting experience working in various industries throughout her career. She resides in Middleton with her husband. In her spare time, Michelle enjoys traveling, shopping and spending time with family & friends.


DavidDavid J. Vater, CIC, CISR

Producer

David has been with the agency since 1995. He graduated from Merrimack College with a Bachelor in Science degree in Accounting. He worked for Putnam Investments briefly before entering the insurance industry. He is a licensed, independent insurance agent with over 27 years of experience and currently holds both the CIC and CISR designations. When he is not assisting his clients, Dave coaches several of his children’s sports, including a softball and a hockey team.


TeresaTeresa DeVirgilio, CISR

Personal Lines Supervisor
Teresa is our Personal Lines Supervisor and has been with E.A. Stevens since 2005. She has over 30 years of experience which serves her clients well and is our resident expert in all lines of personal insurance. Teresa has earned her CISR Elite designation and is always keeping up on the latest industry trends and changes. In her spare time, she enjoys touring antique shops with her husband and going to tea with her daughter. She also enjoys shopping and reading. Teresa adores her dog Bolina and her cat Bruno.


BernadetteBernadette M. McGlynn-Davis, CPCU

Commercial Lines Supervisor

Bernadette has been with E.A. Stevens since 2011. She is a graduate of the University of Massachusetts Boston with a Bachelor of Arts in English. Bernadette holds a Chartered Property Casualty Underwriter designation as well as a P&C license. With many years of insurance experience, Bernadette delights in working with her clients and recommending coverages that are tailored for their specific needs. Bernadette enjoys vacationing at the Cape and Islands with family, theater excursions with friends, visiting historical sites and gardening.


Lee AnnLee Ann Robbins

Personal Lines Account Manager

Lee Ann joined the agency in 2014 and has worked in the insurance industry for over 20 years. She enjoys the business, providing her clients with exceptional service and educating them along the way. In her spare time, she loves cooking, trying new restaurants, the beach, going to Foxwoods, shopping, and riding with her hubby on their Harley. The two are proud parents of their Maine Coon, Muffin.


AdrienneAdrienne Spear, CISR

Personal Lines Account Manager

Adrienne has been working with the agency since 2008 and has over 20 years of experience in the industry. She has earned her CISR Elite designation and is always looking for new classes to attend to further her knowledge. She is a mother of three adult daughters and grandmother to six wonderful grandkids. In her spare time, she enjoys playing music, camping, and spending time with family.


CourtneyCourtney Connolly

Personal Lines Account Manager

Courtney joined our agency in 2018 and has been in the business for just over 8 years. She is one of our Personal Lines Account Managers working out of our Middleton office. Still getting her feet wet, she is eager to learn and further her knowledge in the industry. Outside of the office she enjoys baking, traveling, and spending time with her husband and Mexican hairless/terrier mix Boomer!


Lori Curreri, CISR

Personal Lines Account Manager

Lori joined E.A. Stevens in 2019. She has over 32 years of personal lines experience and holds the CISR Elite designation. She brings to our agency a wealth of knowledge and enjoys meeting new clients every day. Outside of the office, she enjoys the beach, antiquing, reading, art and spending time with her family and friends, including her 4-year-old lab.


DeborahDeborah Rogers

Commercial Lines Account Manager

Debbie joined E.A. Stevens in 2019. With over 30 years of experience in the industry, she is a second-generation insurance agent who began her career working at her mother’s agency. She is a hard worker who truly cares about her clients. Debbie is a mother to three children and one dog. In her spare time, she enjoys gardening, riding roller coasters and watching football.


JillJill DeHetre

Commercial Lines Account Manager

Jill joined E.A. Stevens in September of 2017. She began her career in the insurance industry in 2011 after many years in retail and has loved it ever since. Why not love what you do? Jill takes pride in the relationships she’s developed with her clients. In her spare time, she enjoys spending time with her husband and two children Ben and Abbie at their home along with many extended family members.


MicheleMichele Lepore

Commercial Lines Account Manager

Michele started in the insurance industry in 1985 and has been employed with E.A. Stevens since 2013.  Although her focus is on the commercial side, Michele also has many years of personal lines experience so she’s always eager to assist wherever needed. She is married with a son in college, twin daughters in high school, and a darling dog named Coco. Michele enjoys spending time with family, traveling, yoga and attending her children’s sporting events.


JoAnneJo Anne Layhe

Commercial Lines Account Manager

Joanne has been with E.A. Stevens since 2014 and has worked in the insurance industry for over 20 years. She is one of our Commercial Account Managers servicing clients out of our Malden office. In her spare time, she enjoys spending time with her daughter and grand-pup Bundles, an 85 lb. pitbull mix, as well as playing poker and shopping.


Virginia Holliday, CIC, CRM

Commercial Lines Account Manager

Virginia started working with E.A. Stevens in 2015. She is an insurance professional with over 20 years of experience in the insurance industry, having earned the Certified Insurance Counselor and Certified Risk Manager designations. She likes working in insurance because of the dynamic work environment. In her spare time, she enjoys spending time with family, lazing by the pool, and playing outdoors. Her private passion is arts and crafts.



Need an insurance quote? Get in touch!

Access quotes from Massachusetts's most trusted insurance carriers. It’s comparison shopping at the click of a mouse.

Skip to content